Umbrella Insurance in Erie, Niagara & Monroe County — Added Protection for New York Residents
What Umbrella Insurance Can Include
Umbrella policies may provide additional liability protection for:
Bodily Injury
Provides additional liability protection if you’re responsible for serious injuries to others, helping cover medical costs, lost wages, and related expenses once underlying policy limits are exceeded.
Property Damage
Offers extra protection if you cause significant damage to someone else’s property, such as a vehicle, home, or business, beyond the limits of your auto or homeowners insurance.
Legal Defense
Helps pay for attorney fees, court costs, and legal expenses associated with covered liability claims, even if the lawsuit is unfounded.
Personal Injury Liability
Covers claims related to non-physical injuries like libel, slander, defamation, false arrest, or invasion of privacy, providing broader protection than standard liability policies.
(Actual coverage depends on the carrier.)
Local Insight for Western NY Households
Why Choose Tripoint Agency
- I’ve seen horrific claims where Umbrella coverage was necessary
- I’ve seen clients financial well being protected with Umbrella coverage
- Quite honestly, I know what risks we all face here in NY and how to help protect you from them.
Proudly Serving
- Erie County: Buffalo, Amherst, Cheektowaga, Orchard Park, Tonawanda, Williamsville, Hamburg
- Niagara County: Niagara Falls, North Tonawanda, Lockport, Wheatfield, Lewiston
- Monroe County: Rochester, Greece, Webster, Irondequoit, Henrietta, Pittsford
- Plus all of New York State
Expand your liability protection today.
Ask us for an umbrella insurance quote.