RV Insurance in Erie, Niagara & Monroe County — Travel Protection Across New York

Whether you travel seasonally or full-time, Tripoint Agency helps RV owners across Western NY, Rochester, Niagara, and the rest of New York find coverage designed for their travel lifestyle.

What RV Insurance Can Include

Liability

Pays for bodily injury and property damage you cause to others while operating your RV, meeting New York State’s mandatory auto liability requirements.

Collision & Comprehensive

Collision covers damage to your RV from an accident with another vehicle or object, while comprehensive protects against non-collision losses like theft, fire, vandalism, weather, or animal contact.

Personal Belongings

Protects your personal items inside the RV, such as clothing, electronics, and camping gear, if they’re damaged or stolen due to a covered loss.

Optional Full-timer Coverage

Designed for RV owners who live in their vehicle full-time, this coverage adds expanded liability, medical, and personal property protection similar to a homeowners policy.

Local and Statewide Support

Whether your RV is based in Hamburg, Rochester, Niagara Falls, or anywhere in NY, we help you compare coverage and competitive rates from trusted carriers.

Why Choose Tripoint Agency

Personalized guidance from a local independent agency
Access to multiple carriers for competitive rates
Clear explanations of coverage options

Proudly Serving

Erie County: Buffalo, Amherst, Cheektowaga, Orchard Park, Tonawanda, Williamsville, Hamburg
Niagara County: Niagara Falls, North Tonawanda, Lockport, Wheatfield, Lewiston
Monroe County: Rochester, Greece, Webster, Irondequoit, Henrietta, Pittsford
Plus all of New York State

Cover your next journey.
Request an RV insurance quote.