Condo Insurance in Erie, Niagara & Monroe County — Tailored Coverage for NY Condo Owners

Tripoint Agency helps condo owners throughout Erie, Niagara, Monroe, and all of New York understand their HOA requirements and secure coverage that fits their unit and lifestyle.

What Condo Insurance Can Include

Personal Belongings

Covers your furniture, clothing, electronics, and other personal items if they’re damaged, destroyed, or stolen due to a covered loss inside or outside your condo.

Interior Improvements

Protects the interior of your condo unit, including walls, flooring, cabinets, fixtures, and upgrades you’ve made, against covered damage not insured by the association’s master policy.

Personal Liability

Helps protect you financially if you’re held legally responsible for injuries or property damage to others related to a covered claim.

Loss Assessments

Provides protection if your condo association issues a special assessment following a covered loss to shared property, helping you pay your portion of the cost.

(Coverage varies based on carrier.)

Local Experience with Condo Master Policies

Whether your condo is in Williamsville, Amherst, Rochester, North Tonawanda, or Henrietta, we help you understand what the HOA policy covers and what you’re responsible for.

Why Choose Tripoint Agency

Personalized guidance from a local independent agency
Access to multiple carriers for competitive rates
Clear explanations of coverage options

Proudly Serving

Erie County: Buffalo, Amherst, Cheektowaga, Orchard Park, Tonawanda, Williamsville, Hamburg
Niagara County: Niagara Falls, North Tonawanda, Lockport, Wheatfield, Lewiston
Monroe County: Rochester, Greece, Webster, Irondequoit, Henrietta, Pittsford
Plus all of New York State

Protect your condo with confidence.
Request a condo insurance quote today.