Boat Insurance in Erie, Niagara & Monroe County — Trusted Coverage for NY Boaters
What Boat Insurance Can Include
Physical Damage
Covers repair or replacement of your boat if it’s damaged by a covered accident, collision, weather event, fire, or theft, subject to your deductible.
Liability
Provides financial protection if you’re held legally responsible for bodily injury or property damage caused by your boat, including damage to other vessels or docks.
Medical Payments
Helps pay for medical expenses for you and your passengers if someone is injured while on your boat, regardless of fault.
Optional Equipment and Trailer Coverage
Extends protection to boating equipment and accessories such as navigation electronics, fishing gear, anchors, and safety equipment not fully covered under standard policies. You can also obtain coverage for the boat's trailer to protect it while being towed, stored, or parked.
Local Knowledge for NY Waterways
Why Choose Tripoint Agency
- I am an avid boater and fisherman myself
- I understand NYS waters and how to understand the risks you face while navigating them.
- Customized protection for you based on how you plan on using your boat.
Proudly Serving
- Erie County: Buffalo, Amherst, Cheektowaga, Orchard Park, Tonawanda, Williamsville, Hamburg
- Niagara County: Niagara Falls, North Tonawanda, Lockport, Wheatfield, Lewiston
- Monroe County: Rochester, Greece, Webster, Irondequoit, Henrietta, Pittsford
- Plus all of New York State
Set sail with peace of mind.
Request a boat insurance quote.