ATV & Off-Road Vehicle Insurance in Erie, Niagara & Monroe County — Coverage for NY Riders

ATV and off-road insurance helps protect you and your machine wherever you ride—across Western NY trails, private property, or anywhere you explore in New York State.

What This Coverage Can Include

Liability

Provides financial protection if you’re found legally responsible for injuries or property damage caused while operating your off-road vehicle, where coverage is required or permitted in New York.

Collision

Covers repair or replacement of your off-road vehicle if it’s damaged in a collision with another vehicle, object, or during a rollover, subject to your deductible.

Comprehensive

Protects your off-road vehicle against non-collision losses such as theft, fire, vandalism, weather-related damage, or animal contact.

Optional Equipment and Accessory Coverage

Extends coverage to aftermarket upgrades and accessories like winches, plows, performance parts, protective equipment, and custom modifications not fully covered under standard policies.

Local Riding Areas, Local Expertise

Riders throughout Erie, Niagara, Monroe, and nearby counties trust us to help them find competitive coverage tailored to their riding style.

Why Choose Tripoint Agency

Personalized guidance from a local independent agency
Access to multiple carriers for competitive rates
Clear explanations of coverage options
Support for drivers across all of New York

Proudly Serving

Erie County: Buffalo, Amherst, Cheektowaga, Orchard Park, Tonawanda, Williamsville, Hamburg
Niagara County: Niagara Falls, North Tonawanda, Lockport, Wheatfield, Lewiston
Monroe County: Rochester, Greece, Webster, Irondequoit, Henrietta, Pittsford
Plus all of New York State

Gear up and ride protected.
Request an ATV or off-road vehicle insurance quote.