Motorcycle Insurance in Erie, Niagara & Monroe County — Serving Riders Across NY

We help riders throughout Western NY, the Rochester area, and statewide find motorcycle insurance that fits their bike, riding habits, and budget.

What Motorcycle Insurance Can Include

Liability

Pays for injuries and property damage you cause to others in an at-fault accident, meeting New York State’s mandatory motorcycle insurance requirements.

Collision

Covers repair or replacement of your motorcycle if it’s damaged in a collision with another vehicle or object, subject to your deductible.

Comprehensive

Protects your motorcycle against non-collision losses such as theft, fire, vandalism, weather-related damage, or contact with animals.

Medical Payments

Helps cover medical expenses for you and your passengers after a motorcycle accident, regardless of who is at fault.

Optional Equipment Coverage

Provides added protection for custom parts and accessories like saddlebags, chrome upgrades, exhaust systems, and aftermarket electronics not covered under standard policies.

Coverage varies by policy.

Local Riding Conditions, Local Expertise

Whether you’re riding along Lake Erie, exploring Niagara County, or cruising through Monroe County, we help you compare coverage and competitive rates from multiple carriers.

Why Choose Tripoint Agency

We understand seasonal riding risks
Customized coverage recommendations based on your needs
We shop top carriers and handle the details for you.

Proudly Serving

Erie County: Buffalo, Amherst, Cheektowaga, Orchard Park, Tonawanda, Williamsville, Hamburg
Niagara County: Niagara Falls, North Tonawanda, Lockport, Wheatfield, Lewiston
Monroe County: Rochester, Greece, Webster, Irondequoit, Henrietta, Pittsford
Plus all of New York State

Ride with confidence.
Request a motorcycle insurance quote.