Landlord & Investment Property Insurance in Erie, Niagara & Monroe County — Rental Property Protection for New York Owners

Landlord insurance helps protect rental properties from unexpected events. Tripoint Agency works with property owners across Western and Central NY, as well as all of New York State.

What Landlord Insurance Can Include

Structure Coverage

Covers the physical structure of your rental property, including the roof, walls, and permanently installed systems, if damaged by covered events like fire, storms, or vandalism.

Liability Protection

Provides financial protection if a tenant or guest is injured on your rental property and you’re found legally responsible.

Loss of Rental Income

Helps replace lost rental income if a covered loss makes your property uninhabitable, allowing you to continue meeting mortgage and expense obligations during repairs.

Optional Landlord-Specific Endorsements

Landlord policies in New York can be enhanced with endorsements such as vandalism and malicious mischief, tenant damage, ordinance or law coverage, and increased liability limits to better protect against local risks and regulations.

(Varies by carrier.)

Local Guidance for NY Property Owners

From duplexes in Buffalo to multi-units in Rochester and single-family rentals in Niagara Falls, we help landlords compare coverage options and competitive rates to protect their investment.

Why Choose Tripoint Agency

Personalized guidance from a local independent agency
Access to multiple carriers for competitive rates
Clear explanations of coverage options

Proudly Serving

Erie County: Buffalo, Amherst, Cheektowaga, Orchard Park, Tonawanda, Williamsville, Hamburg
Niagara County: Niagara Falls, North Tonawanda, Lockport, Wheatfield, Lewiston
Monroe County: Rochester, Greece, Webster, Irondequoit, Henrietta, Pittsford
Plus all of New York State

Secure your rental property.
Request a landlord insurance quote.